:root { --ink: #1a2332; --muted: #5a6472; --accent: #0f4c81; --rule: #e3e7ec; }
* { box-sizing: border-box; }
body {
  margin: 0; padding: 0; color: var(--ink);
  font: 17px/1.65 Georgia, 'Times New Roman', serif;
  background: #fff;
}
header {
  border-bottom: 3px solid var(--accent);
  padding: 28px 20px 22px;
}
.wrap { max-width: 760px; margin: 0 auto; padding: 0 20px; }
header .wrap { padding: 0; max-width: 760px; margin: 0 auto; padding: 0 0; }
.brand { font-size: 21px; font-weight: bold; letter-spacing: .3px; }
.brand a { color: var(--ink); text-decoration: none; }
.sub { color: var(--muted); font-size: 14px; margin-top: 2px; }
main { padding: 34px 0 60px; }
h1 { font-size: 30px; line-height: 1.25; margin: 0 0 6px; }
.effective { color: var(--muted); font-size: 14px; margin-bottom: 28px; }
h2 { font-size: 21px; margin: 34px 0 10px; }
p, li { color: #2a3442; }
blockquote {
  margin: 18px 0; padding: 14px 18px; background: #f5f7fa;
  border-left: 4px solid var(--accent); font-style: italic;
}
strong { color: var(--ink); }
a { color: var(--accent); }
.btn {
  display: inline-block; background: var(--accent); color: #fff !important;
  padding: 13px 26px; text-decoration: none; border-radius: 4px;
  font-family: Arial, sans-serif; font-size: 16px; margin: 8px 12px 8px 0;
}
.btn.secondary { background: #fff; color: var(--accent) !important; border: 2px solid var(--accent); }
footer {
  border-top: 1px solid var(--rule); color: var(--muted);
  font-size: 13.5px; padding: 22px 20px 40px;
}
footer p { color: var(--muted); margin: 4px 0; }
footer a { color: var(--muted); }

/* --- opt-in form --- */
.formcard {
  border: 1px solid var(--rule); border-radius: 6px; padding: 26px 28px 30px;
  margin: 26px 0; background: #fcfdfe;
}
.field { margin-bottom: 18px; }
.field label {
  display: block; font-family: Arial, sans-serif; font-size: 13px;
  letter-spacing: .4px; text-transform: uppercase; color: var(--muted);
  margin-bottom: 6px; font-weight: bold;
}
.field input[type=text], .field input[type=email], .field input[type=tel] {
  width: 100%; padding: 11px 13px; font-size: 16px; font-family: Georgia, serif;
  border: 1px solid #c9d2dc; border-radius: 4px; background: #fff; color: var(--ink);
}
.field input:focus { outline: 3px solid rgba(15,76,129,.25); border-color: var(--accent); }
.consent {
  display: flex; gap: 12px; align-items: flex-start; margin: 22px 0 6px;
  padding: 16px 18px; background: #f5f7fa; border-left: 4px solid var(--accent);
}
.consent input[type=checkbox] { margin-top: 4px; width: 20px; height: 20px; flex: none; }
.consent label { font-size: 14.5px; line-height: 1.55; color: #2a3442; }
button.submit {
  background: var(--accent); color: #fff; border: 0; border-radius: 4px;
  padding: 14px 30px; font-size: 16px; font-family: Arial, sans-serif;
  cursor: pointer; margin-top: 14px;
}
button.submit:hover { background: #0c3f6b; }
button.submit:focus { outline: 3px solid rgba(15,76,129,.4); outline-offset: 2px; }
.finemark { font-size: 13px; color: var(--muted); line-height: 1.6; margin-top: 18px; }
.notice { font-size: 13.5px; color: var(--muted); margin-top: 8px; }